Terms and Conditions

Welcome to DokInsurance.com. By accessing or using our Website, you agree to comply with and be bound by the following Terms and Conditions (“Terms”). If you do not agree, please refrain from using our services.

1. Acceptance of Terms

By using DokInsurance.com, you confirm that you are at least 18 years old, reside in a jurisdiction where our services are legally permitted, and accept these Terms in full. These Terms apply to all visitors, users, and third parties interacting with the Website.

2. Services Provided

DokInsurance.com acts as an insurance broker, facilitating connections between users and licensed insurance providers. We do not underwrite policies or provide direct insurance advice. All final decisions regarding insurance products are made by third-party providers.

3. User Responsibilities

  • Accuracy: You must provide truthful, current, and complete information when submitting forms or creating an account.
  • Prohibited Actions: You agree not to:
    • Use the Website for unlawful purposes.
    • Impersonate others or compromise account security.
    • Introduce malware, spam, or disruptive code.
    • Scrape data or reverse-engineer Website components.

4. Privacy Practices

Your use of the Website is governed by our Privacy Policy, which outlines how we collect, process, and protect your data. By using our services, you consent to these practices.

5. Intellectual Property Rights

All content on DokInsurance.com, including logos, text, graphics, and software, is the exclusive property of Dok Insurance or its licensors. Unauthorized use, reproduction, or distribution of any materials is strictly prohibited.

6. Third-Party Links & Services

The Website may link to external sites or services not operated by us. We disclaim responsibility for the content, policies, or practices of third-party platforms.

7. Disclaimer of Warranties

DokInsurance.com is provided “as is” without warranties of any kind, express or implied. We do not guarantee uninterrupted, error-free, or virus-free service, nor do we endorse the accuracy of third-party insurance product details.

8. Limitation of Liability

To the fullest extent permitted by law, Dok Insurance shall not be liable for:

  • Indirect, incidental, or consequential damages (e.g., lost profits, data breaches).
  • Errors, omissions, or inaccuracies in Website content.
  • Unauthorized access to user accounts or transmissions.

9. Indemnification

You agree to indemnify Dok Insurance against claims, losses, or expenses (including legal fees) arising from your misuse of the Website, violation of these Terms, or infringement of third-party rights.

10. Termination

We reserve the right to suspend or terminate your access to the Website at our discretion, without notice, for violations of these Terms or suspicious activity.

11. Governing Law

These Terms are governed by the laws of [Insert Jurisdiction/State/Country], without regard to conflict of law principles. Disputes will be resolved in the courts of [Insert Jurisdiction].

12. Changes to Terms

We may update these Terms periodically. Continued use of the Website after changes constitutes acceptance. The “Last Updated” date at the top of this page will reflect revisions.

13. Contact Us

For questions or concerns about these Terms, contact us at:
Email: dokinsuranceofficial@gmail.com